![]() Michelle Baltazar Editor-in-Chief, Rainmaker Information Pty Ltd Prior to joining Financial Standard, Michelle worked for London-based weekly investment magazine Shares where she wrote a regular column on derivatives and separately, on fund managers. She was also the magazine's resident reporter covering the telecommunication, software services, support services and household goods & textiles sectors. From 1998-2000, Michelle was the Rich 200 researcher at Australia's national business magazine BRW. Michelle graduated from the University of Sydney with a Bachelor of Science degree in Animal Biology and Biochemistry. She has completed a Diploma of Financial Markets from the Securities Institute of Australia (SIA).
MICHELLE BALTAZAR | MONDAY, 3 APR 2017 Ten years from now, every financial adviser in the country will be offering their client a managed account solution. It may happen sooner or later but it will happen. Here's why. Read more MICHELLE BALTAZAR | MONDAY, 13 MAR 2017 When a superannuation fund calls itself a Spaceship and nobody bats an eyelid, you know you're entering a new era in retirement investing. Read more MICHELLE BALTAZAR | TUESDAY, 28 FEB 2017 National advice firm Fitzpatricks Private Wealth offers a great case study on what happens when an adviser network is built based on cultural alignment. Read more MICHELLE BALTAZAR | MONDAY, 9 JAN 2017 2017 is going to be another year for the disruptors, including managed accounts providers - but their challengers, too, are not too far behind. Read more MICHELLE BALTAZAR | MONDAY, 12 DEC 2016 Opportunities for managed account advisers and service providers? There will be plenty. But the road is long and winding - some quick wins along the way but many will involve heavy investments upfront. The results are worth the wait. Here are my top ... Read more MICHELLE BALTAZAR | TUESDAY, 8 NOV 2016 The US Election is throwing up a few scenarios that would have been unthinkable only a year ago. Read more MICHELLE BALTAZAR | MONDAY, 10 OCT 2016 It's not quite a giant leap in regulatory reform but it comes close. The end of the limited MDA no-action letter (see article) ushers in a new era and a new level of professionalism in the industry. Read more MICHELLE BALTAZAR | MONDAY, 12 SEP 2016 Many investors believe in the Cinderella story. They want a magic wand waved around their savings so they can enjoy a rags-to-riches lifestyle. Read more MICHELLE BALTAZAR | MONDAY, 7 MAR 2016 The basic tenets of managed accounts haven't really changed much in recent years, but its appeal to financial advisers has. Read more MICHELLE BALTAZAR | MONDAY, 25 AUG 2014 In a book published 10 years ago titled Blue Ocean Strategy, co-authors W. Chan Kim and Renée Mauborgne said that an effective way for a company to succeed is not to fight competitors head-on but to find uncontested space in the market. Read more |
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On the horizon
TIM TOWNSEND
PARTNER & PRIVATE WEALTH ADVISER
TOWNSEND COBAIN PTY LTD
PARTNER & PRIVATE WEALTH ADVISER
TOWNSEND COBAIN PTY LTD
Tim Townsend is a people person at heart, and using managed accounts he has more time to do what he loves most - engaging with clients. But that doesn't mean just any solution will do. Eliza Bavin writes.