![]() Michelle Baltazar Editor-in-Chief, Financial Standard Prior to joining Financial Standard, Michelle worked for London-based weekly investment magazine Shares where she wrote a regular column on derivatives and separately, on fund managers. She was also the magazine's resident reporter covering the telecommunication, software services, support services and household goods & textiles sectors. From 1998-2000, Michelle was the Rich 200 researcher at Australia's national business magazine BRW. Michelle graduated from the University of Sydney with a Bachelor of Science degree in Animal Biology and Biochemistry. She has completed a Diploma of Financial Markets from the Securities Institute of Australia (SIA).
MICHELLE BALTAZAR | WEDNESDAY, 16 JAN 2019 There's a lot at stake as the managed accounts industry moves into a year of consolidation and reforms post-Royal Commission. Here are five new developments that could reshape the industry in 2019. Read more MICHELLE BALTAZAR | TUESDAY, 18 DEC 2018 There are five areas of improvement that financial advisers who offer managed accounts should be watching closely in 2019. Read more MICHELLE BALTAZAR | WEDNESDAY, 13 JUN 2018 There is nothing more brutal than receiving bad news on the eve of a long weekend. Worse, they were sent by email. Read more MICHELLE BALTAZAR | TUESDAY, 10 APR 2018 In property, it's all about location. In managed accounts, it's all about conviction. High conviction, to be more precise. Read more MICHELLE BALTAZAR | TUESDAY, 16 JAN 2018 How do you look after investors in a world where superintelligence becomes the norm? Read more MICHELLE BALTAZAR | MONDAY, 11 DEC 2017 From Amazon to the Royal Commission, time is running out for the industry's resident slackers, pretenders and Flat Earthers. Read more MICHELLE BALTAZAR | MONDAY, 18 SEP 2017 When I reflect on where the financial advice industry is heading, I can't help but recall the speech given by Greg Whitwell, dean of the University of Sydney Business School, at the annual Alumni Dinner in August. Read more MICHELLE BALTAZAR | MONDAY, 14 AUG 2017 There's a very important cohort of investors who are, for now, relatively silent in the managed accounts debate. Read more MICHELLE BALTAZAR | MONDAY, 17 JUL 2017 I asked a financial adviser a few weeks ago what compels him to use managed accounts, given it's not the most popular choice among his peers. Read more MICHELLE BALTAZAR | TUESDAY, 20 JUN 2017 Something interesting is bubbling along in the world of regulation. Two weeks ago, ASIC announced it will host a 'hackathon' later this year to find tech solutions for the financial services industry's regulatory problem. Read more |
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MICHAEL TOWNSEND
PARTNER & PRIVATE WEALTH ADVISER
TOWNSEND COBAIN PTY LTD
PARTNER & PRIVATE WEALTH ADVISER
TOWNSEND COBAIN PTY LTD
Tim Townsend is a people person at heart, and using managed accounts he has more time to do what he loves most - engaging with clients. But that doesn't mean just any solution will do. Eliza Bavin writes.









