ACSRF Personal Plan1300 658 776 | www.catholicsuper.com.auAMG Universal Personal Super07 3210 6733 | www.amgsuper.com.auAMIST Personal Division1800 808 614 | www.amist.com.auAMP Flexible Lifetime Super131 267 | www.amp.com.auAMP Flexible Super - Super Account131 267 | www.amp.com.auAMP Super Directions - Personal Super Plan131 737 | www.amp.com.auANZ OneAnswer Personal Super133 863 | www.anz.com.auANZ Smart Choice Super131 287 | www.anz.com.auAon Master Trust - Personal1300 880 588 | www.aonmastertrust.com.auARC Master Trust Personal1800 101 014 | www.arcmt.com.auAsgard Elements Super Account1800 998 185 | www.asgard.com.auAsgard eWrap Super Account1800 998 185 | www.asgard.com.auAsgard Infinity eWrap Super Account1800 731 812 | www.asgard.com.auAsgard Superannuation Account1800 998 185 | www.asgard.com.auAustralian Ethical Retail Superannuation Fund - Personal1300 134 337 | www.austethical.com.auAustralianSuper Personal Plan1300 300 273 | www.australiansuper.comAustSafe Super - Personal1300 131 293 | www.austsafe.com.auAvSuper - Public Offer Account1800 805 088 | www.avsuper.com.auPAGE: 1 |
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Cover Story

On the horizon
MICHAEL TOWNSEND
PARTNER & PRIVATE WEALTH ADVISER
TOWNSEND COBAIN PTY LTD
PARTNER & PRIVATE WEALTH ADVISER
TOWNSEND COBAIN PTY LTD
Tim Townsend is a people person at heart, and using managed accounts he has more time to do what he loves most - engaging with clients. But that doesn't mean just any solution will do. Eliza Bavin writes.








